Selling, planned from valuation to completion.
A good sale starts with realistic pricing and a clear-eyed view of costs and timeline, not just listing the unit and waiting. Know what you'll actually walk away with before you commit to a price.
Clarify the move before setting the price.
Before settling on a price, get clear on your next housing timeline, whether you're selling an HDB flat or a condo, what needs to be prepared for the sale, and the order in which the key decisions should happen.
Prepare the decisions that shape the sale.
- What do recent comparable transactions suggest for realistic pricing?
- Are you selling first, or does this sale need to fund your next purchase?
- What will selling costs, such as agency fee, SSD and CPF refund, leave you with?
- How should the property be prepared before viewings start?
Grounded in the relevant property pillar.
Run the numbers for this journey.
Avoidable, if you see them early.
- Pricing from nearby listing prices instead of recent comparable transactions
- Not accounting for SSD if selling within the holding period
- Listing before preparing the unit for viewings, which slows buyer interest
Try one of these to start the conversation.
Answers before you reach out.
How do I price my property realistically?
Recent comparable transactions, unit condition, floor level and buyer demand matter more than nearby listing prices.
What costs come out of my sale proceeds?
Outstanding loan, CPF refund with accrued interest, agency fee, SSD (if applicable) and legal or miscellaneous costs.
Should I sell before buying my next property?
It depends on your financing capacity and temporary housing tolerance. Compare both sequencing options before deciding.
How do I sell my HDB flat in Singapore?
Start by confirming your eligibility and timing, understanding what your flat is realistically worth, and mapping the sale against any next-home plans. From there, prepare the flat, documents, marketing and offer strategy before moving through the resale process and completion.
Picked up from your saved property plan.
Ready when you are
Start with one clear conversation.
Share what you are considering, and Glenice can help you understand value, timing and the practical next step.
Glenice Toh
Trusted Property Advisor