HDB Guide
Preparing To Sell Your HDB Flat
Selling an HDB flat well starts long before you list it — with a clear sense of why you're moving, what your CPF and cash position actually look like, and how to weigh an offer beyond the number. Here's how Glenice approaches it with sellers.
Reviewed by Glenice Toh
The Sale Starts With Why You're Moving
When The Sale Proceeds Are Actually Available
Pricing Starts With Transactions And Real Constraints
For how HDB resale pricing itself works, including cash over valuation, see the HDB Resale Pricing guide.
Know The CPF And Cash Position Before You List
Before listing, it helps to know your CPF position — how much was used on your current flat and how much CPF OA you'll have for the next one — along with a rough estimate of your cash proceeds. It's also worth preparing the flat itself so it's ready for viewings.
Before You List
- CPF amount used for your current home
- CPF OA available for your next purchase
- A rough calculation of likely cash proceeds
- The flat itself, kept neat and tidy for viewings
The Highest Offer Is Not Always The Only Consideration
Weigh This Alongside The Offer
- How long the unit has been on the market
- Feedback from buyers who viewed but didn't offer
- Whether waiting longer risks losing an opportunity on your own next purchase
The Sale And The Next Home Need To Be Planned Together
Frequently Asked Questions
Frequently Asked Questions
What should I prepare before selling my HDB flat?
Know how much CPF was used on your current flat, how much CPF OA is available for your next purchase, and your rough cash proceeds, then prepare the flat so it is neat and ready for viewings.
Seller Proceeds
Estimate net cash proceeds after loan, CPF refund, fees and SSD.
Run the Seller Proceeds calculator →Planning your HDB sale?
Glenice can help you plan the sale and your next move together, from pricing through to completion.
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